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TESTIMONIALS
The following testimonials you’re about to see are from the people we have helped resolve their financial issues, increase their credit score, and by the end of our program, they were able to purchase their own homes, cars, and pay off their student loans as well.
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These people took their chances with us and we delivered fantastic results! Here is what our happy and satisfied customers have to say about our quality service!


May 2020
WAYNA TUCKER
Ms. Tera is the G.O.A.T. in Credit Repair!
I was at 499 FICO Score last September when she took my Credit Repair. I stepped into 2020 with a 740+ FICO Score with all 3 Bureaus! Ms. Tera has allowed me to be great again! I love this queen!!
Wayna Tucker struggled with bad credit for years. She stepped out in good faith and paid to get her credit fixed that started from 499 and is now 700. She went from getting denied to approvals.

3 days ago
ISHA BROWN
The Financial Literacy class was awesome!
The consultants are extremely professional, knowledgeable, and fun. The class was informative and extremely helpful. I’m walking away with so many takeaways and new knowledge of things that I didn’t know! Definitely looking forward to Class #2!

February 18
SHARON GLOVER
T and T have made my life so much easier.
They are well equipped and ready for whatever challenges that we bring to their program. Tera is very committed to her job. She is up all night fixing my credit that I messed up. If you follow the guidelines, you will get the results. I thank God for T and T. Knowledge is power and that’s what they offer! I’m so ready to give my testimony so stay tuned in. The best is yet to come!



October 3
CLARENCE REESE Jr.
I would highly recommend this company.
I found out about my credit during a divorce. I had stuff in my name that I never knew existed. I was recommended by a mortgage consultant. Within the first month, my score had increased by almost 70 points through disputes. I received updates on how to improve my credit and things to avoid. Using her portal to upload documents made this worth every penny. I never had trouble getting in touch with her or her team. She was prompt, professional, proficient, and patient.

June 5
OLIVIA ELKINS CARTER
First, Thank ALMIGHTY GOD for the connections of Tera Bradford & Tavia Bradford-Melton.
Pastor Michael A Davis Sr. had these QUEENS come over to our house of PRAYER to counsel us about our credit. Tera laid the red carpet and did her thing. By March, Tera started doing my credit and business plan. When she began, my score was 363, and now it’s June 5, and my score is 747.

2 days ago
VEBA HARRIS
My credit score is still climbing!
I have to put this out here Tera Bradford! My credit score is still climbing! Credit cards that were once secured are now unsecured with increased credit lines in 3 months, and an American Express unlimited spending card! Call Tera Bradford if you want results! Thank you, Tavia for referring me to T and T Credit Counseling! Like Tera says, “Just stick to the plan she outlines, just sticks to the plan!” Tavia Bradford Melton and Tera Bradford....you guys are awesome!


October 3
CHRISTOPHER MEIJA
"Love the place! Very knowledgeable and they know exactly what to do to fix credit."
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October 3
CHATORA BLACK
My score had dropped to 400.
I considered going to T and T because
I see how they interact with their customers.
I love the way someone always answers your question because I always call. Long story short, from the time I started, my score raised 230 points. I can’t thank them enough. I trusted the process and I’m following by paying for everything on time. I love the staff, they are amazing, and thanks for the great results!

October 3
MARQUITA HOLLINS
Highly recommend this company. They will take great care of you.

