REMOVING NEGATIVE ITEMS FROM YOUR CREDIT REPORT
IT IS WITHIN YOUR RIGHTS TO DISPUTE ANY INACCURACIES IN YOUR CREDIT REPORT
It’s a common misconception that disputing inaccurate items in your credit report will impact your score negatively. As a consumer, you have a right to question as stated under FDCPA (Fair Debt Collection Practices Act).
As inaccuracies are found through the dispute process they are repaired or corrected, thus increasing your credit score. This will only affect you positively as it may place you on more favorable terms with moneylenders.
HAVING PROBLEMS WITH YOUR CREDIT REPORT? NO WORRIES, WE GOT YOUR BACK!
Once you have signed a guarantee for your mortgage or other loans, your lender may inform you of the remaining accounts with disputes that need to be resolved. This can vary depending on the lender as some disputes do not cause any issues. If your moneylender informs you that these items are causing troubles in your credit report, we can help you resolve them in a few simple steps.
WRITE AN APPEAL TO THE 3 MAJOR BUREAUS
T and T clients that are ready to advance in the program are assisted by our team of experts. Our dispute team will then send out a customized letter to the bureaus on their behalf.
SEND A REQUEST TO THE MAJOR CREDIT BUREAUS VIA FAX
Please take note that our company strictly complies with the FCRA (Fair Credit Monitoring Act) and the disputed items cannot be removed from the client's report instantly.
REACH OUT TO THE 3 MAJOR BUREAUS VIA PHONE
This time, the estimated waiting period will be a lot faster, and this is because reaching out to the bureaus via phone is quicker, but depending on the bureau, it can still take some time to see the desired results reflected on your credit report.